This project explores the market structure, the lobbying work, and the economic impact of the Swedish insurance industry during the period 1830 to 2000. In the first study the predominance of mutual companies in Sweden will be examined, in line with the question as to why Swedish mutual companies succeeded in Sweden while joint-stock companies were better off in the UK, the US, and Australia. In considering the conflict of interests between low premiums and firm growth, the differences in terms of insurance, reinsurance, and portfolio management between mutual and joint-stock companies will be examined. In the second study, there will be an examination of the interest of social and legal issues. Keeping in mind the question as to why managers, and others with an interest in the insurance business, engaged in non-profit issues, it is proposed that this study may reflect important dimensions that go beyond risk transfer and financial intermediation. In consideration of the latter, the causal relation between banking, insurance, and economics will be tested in the third study. Based on previous work, the question as to whether the financial breakthrough preceded the industrial breakthrough, and vice versa, was addressed. Seen in a wider perspective, it is proposed that this is an apt topic of research, since the Swedish insurance industry reflects unique characteristics. By addressing these features in relation to the experiences in the Anglo-American countries, and publishing the results in peer-review journals, there may be a significant contribution to the field